Tuesday, April 7, 2009
There's no reason to wait for better economic times! Building credit is a time-consuming process and having no credit history can make things pretty hard for you. If you're about to rent your first apartment, you may have troubles getting the best deal, as landlords also review credit scores.
If you're just starting out your financial life, it makes sense to open a checking or savings account at a reputable bank that offers a wide range of products and services, including credit cards. Applying for secured cards issued by the bank where your money is kept, you are likely to be approved. Step by step, you can establish a good reputation with the bank as a reliable customer and then you will be able to consider unsecured credit card applications that require no money deposit and come with better terms and features.
Secured cards are probably the best option for those who want to start building their credit history from scratch. These cards come with no credit or income check, so that applicants are not likely to be rejected. Student credit cards are still available for youth folks. If you are a college student, you may consider some really good unsecured cards that require bad or no credit.
The bottom line is that you'd better be safe than sorry – take your time to do some research before applying for a credit card. Read carefully the terms and conditions of card agreements and choose the card that is right for you.
Saturday, March 14, 2009
At the pinnacle of this in the banking world sit the Swiss banks due to the code of secrecy that they stick to, bestowed upon them by the softer norms in the Swiss banking system. Secrecy is why the Swiss banking system has always stood apart and has managed to beat even the likes of Cayman Islands. But this very foundation of the Swiss Banking system is jittery now as US Tax authorities have demanded UBS to release the names of 52000 Americans who are suspected of opening secret accounts to evade taxes. UBS needs business in US right now and it cannot turn a deaf year to the US Tax authorities and has thus agreed to release 250 names.
But the earth shattering repercussion for this will be that UBS will have a chink in the armour and there will be no further reason for customers to do business with Swiss banks. Secrecy is their business and if it goes away then it will take the entire Swiss banking system with it. What surfaces will be a whole lot of chaos for the Swiss banks and unimaginable volume of business for the banks in the Cayman Islands.
Posted by: Rahul
Wednesday, March 11, 2009
There are only three kinds of classic meetings:
1. Information. This is a meeting where attendees are informed about what is happening (with or without their blessing). While there may be a facade of conversation, it's primarily designed to inform.
2. Discussion. This is a meeting where the leader actually wants feedback or direction or connections. You can use this meeting to come up with an action plan, or develop a new idea, for example.
3. Permission. This is a meeting where the other side is supposed to say yes but has the power to say no.
PLEASE don't confuse them. Confused meeting types are the number one source of meeting ennui. One source of confusion is that a meeting starts as one sort of meeting and then magically morphs into another kind. The reason this is frightening is that one side or the other might not realize that's actually occurring. If it does, stop and say, "Thanks for the discussion. Let me state what we've just agreed on and then we can go ahead and approve it, okay?"
While I'm at it, let me remind you that there are two kinds of questions.
- Questions designed to honestly elicit more information.
- Questions designed to demonstrate how much you know or your position on an issue and to put the answerer on the defensive.
There's room for both types of questions, particularly in a team preparing for a presentation or a pitch. Again, don't confuse them. I like to be sure that there's time for the first type, then, once everyone acknowledges that they know what's on the table, open it up for the second, more debate-oriented type of question.
From, Seth's Blog.
One philosopher to another: "I don't really understand people. Tell them that you can go around the world in half and hour, or that a boy was born with a snake's body, and they'll believe it. But put a sign on a bench saying 'WET PAINT' and everybody will touch it to see if its true."
- Chistes de tutifruti (Selector, Mexico City)
From, Buyer Behaviour.
Wednesday, March 4, 2009
Find here one of the best presentations to understand the tricks of the trade in the World of Branding.
Monday, March 2, 2009
Amidst such a bloodbath scenario which is taking place in the job markets in India, it is a pleasure to know that some of the big firms are actually hiring and their requirements are huge. A recent report stated that hiring figures have actually increased in January majorly in the IT, BPO, telecom, banking, education and hospitality sectors. Niche sectors such as legal, governmental and defence keep up the momentum on an upsurge by recruiting fresh talents.
Tuesday, February 24, 2009
Friday, February 20, 2009
Wednesday, February 4, 2009
In the late 1980s ,an engineering student set aside his degree mid way and landed up with a job in Landmark book stores in Madras(now Chennai).He thought he would be continuing with the job for all the three months and who knew that he was the man behind to build one of the India's most successful bookstore chains---R.Sriram , the former founder CEO of Crossword;India's biggest book retailer.Sriram says:"Book retailing had served, underserved and unserved customers.We saw a huge opportunity in trhe underserved and unserved segments." Sivaraman Balakrishnan,marketing head,Crosswords points that any consumer irrespective of his location will be treated with the same shopping experince.
Tuesday, February 3, 2009
Here goes the list -
2. Edward Jones
3. Boston Consulting Group
5. Wegmans Food Market
6. Cisco Systems
8. Methodist Hospital System
9. Goldman Sachs
10. Nugget Market Inc.
Check out more details.
Monday, February 2, 2009
The statistics are taken from http://news.sky.com/skynews.
Posted By :Jaspreet